Terms of Service

Effective Date: July 7, 2026

1. Acceptance of These Terms

By accessing or using the Platform, you enter into a legally binding agreement with us. If you do not agree with these Terms, you must discontinue use immediately. No account registration is required; continued access constitutes acceptance.

2. About the Platform and Business Model

The Platform provides informational and educational content without subscription fees. To support ongoing operations, we may display advertising and participate in affiliate marketing programs. Qualifying purchases made through affiliate links may generate commissions at no additional cost to you. Third-party advertisements are provided independently, and we do not guarantee the accuracy of advertiser claims.

3. Privacy and Cookies

We are committed to responsible data handling and operate in accordance with applicable privacy laws where required, including GDPR and CCPA/CPRA principles. Cookies and similar technologies may be used to improve functionality, measure traffic, support advertising, detect abuse, and maintain security. Additional information is available in our Privacy Policy.

4. Informational Purpose

All content is provided solely for general informational and educational purposes. Nothing on the Platform should be interpreted as professional legal, medical, financial, tax, or technical advice. Users remain responsible for verifying information before relying on it.

5. User Responsibilities

You agree to use the Platform lawfully and responsibly. You will not interfere with its operation, attempt unauthorized access, introduce malware, conduct denial-of-service attacks, manipulate advertising, or use automated tools to collect large amounts of content. You also agree not to use our materials to train artificial intelligence or machine learning systems without prior written authorization.

6. Intellectual Property

Unless otherwise indicated, all text, graphics, layouts, software, trademarks, and other materials are owned by or licensed to us and protected by applicable intellectual property laws. You may access the content for personal, non-commercial use only. Reproduction, redistribution, commercial exploitation, or modification without written permission is prohibited.

7. Third-Party Services

The Platform may contain links to external websites, products, or services for convenience. We do not control or endorse those resources and are not responsible for their availability, content, security, or business practices.

8. Availability

We may modify, suspend, restrict, or discontinue any portion of the Platform at any time without prior notice. We do not guarantee uninterrupted, secure, or error-free operation.

9. Disclaimer of Warranties

To the fullest extent permitted by law, the Platform and all content are provided on an 'AS IS' and 'AS AVAILABLE' basis without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, non-infringement, or uninterrupted availability.

10. Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of profits, data, business opportunities, or device damage arising from your use of, or inability to use, the Platform.

11. Governing Law

These Terms are governed by the laws of the Hong Kong Special Administrative Region, without regard to conflict-of-law principles. Any dispute that cannot be resolved through good-faith discussions shall be submitted to the competent courts of Hong Kong, unless mandatory law provides otherwise.

12. Changes

We may revise these Terms periodically. Updated versions become effective upon publication with a revised Effective Date. Continued use of the Platform constitutes acceptance of the revised Terms.

13. Contact Us

Questions regarding these Terms may be directed to: [email protected].